Buying a home involves more than finding the perfect property. Having the right professionals by your side makes the process smoother, less stressful, and ensures you're well prepared every step of the way. Below are a few trusted local resources to help you along your journey.

Mortgage Financing

One of the first steps in purchasing a home is understanding your budget. Speaking with a mortgage broker before you begin your search allows you to shop with confidence, strengthens your offer, and helps make the buying process much smoother.

I highly recommend Brenda Upton with Dominion Lending. Brenda's experience, friendly approach, and knowledge of the local market make her an excellent resource for all of your mortgage questions.

Brenda Upton
Dominion Lending
📞 250.295.5411
🌐 www.brendaupton.ca
✉️ brenda@clearmortgage.ca

Home Insurance

Before your purchase can be completed, you'll need to have home insurance in place. The following local insurance professionals are happy to help you find the right coverage for your new home.

• Westland Insurance — 250.295.6955
• Jenn Grenning – Harbord Insurance — 250.869.8197
• Cathy Montgomery – Central Agencies — 250.273.5000

Closing Your Purchase

Once your offer is accepted, your financing is approved, and all conditions have been removed, it's time to complete the legal transfer of ownership.

A lawyer or notary will prepare your closing documents, review everything with you, and ensure your purchase is completed smoothly.

Avery Law Office
Princeton, BC
📞 250.295.6971
🌐 averylawoffice.ca

Property Transfer Tax

Most buyers in British Columbia are required to pay Property Transfer Tax when purchasing real estate.

The current rates are:

• 1% on the first $200,000
• 2% on the portion between $200,001 and $2,000,000
• 3% on the amount over $2,000,000

Some buyers, including qualifying first-time home buyers, may be eligible for exemptions or reductions.

Home Inspections

A professional home inspection is one of the best investments you can make before purchasing a property. It provides valuable insight into the home's condition and can help you make an informed decision.

Trusted local inspectors include:

• Skyview Inspections — 1.877.490.1118
• A Buyer's Choice Home Inspections — 250.486.4317

Land Surveying

If your purchase requires a property survey or legal boundary information:

Allterra Land Surveying
📞 250.295.6761

Local Banking

Need financing or everyday banking services? Princeton is home to:

• CIBC — 250.295.3225
• Valley First Credit Union — 250.295.3171

Helpful Community Contacts

Here are a few additional local resources that may be helpful before or after your move:

• Town of Princeton — 250.295.3135
• Regional District of Okanagan-Similkameen (RDOS) — 1.877.610.3737
• Princeton General Hospital — 250.295.3233
• Canada Post – Princeton — 250.295.6012

Here to Help

Have questions about financing, inspections, closing costs, or any part of the buying process? You're never on your own. I'm happy to connect you with trusted local professionals and guide you every step of the way, making your home buying experience as smooth and enjoyable as possible.